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Speak to PMS for an initial consultation to assess your affordability
and an indication of the type of borrowing available to you within the mortgage market.
If you are a contractor and looking for a mortgage, is it important to use a specialist broker that understands your pay structure and the options available to you. We can arrange mortgages for contractors whether they operate as sole traders or PAYE, through a limited company or under an umbrella company.
We understand which lenders to approach to secure the most generous loan sizes, the most competitive rates and the fastest turnaround times. More lenders are targeting contractors because they are often higher earners looking for larger loans.
For IT contractors on any income and other contractors whose income is more than £500 per day or £75,000 per annum: whether employed or self-employed, some lenders will accept the gross value of the contract as evidence of income.
‘Your home may be repossessed if you do not keep up repayments on your mortgage’
Starting your mortgage journey with us:
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If your happy to go ahead PMS will book a full consultation either Zoom or face to face with your consultant. You will be given a mortgage approval in principle confirming your maximum borrowing and putting you in a very strong position when offering on a property.
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Once you have found a property we take care of everything else,
mortgage application, surveys, solicitors, searches and dealing
with any estate agents or developers on your behalf.
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Your dedicated case manager and your consultant will
be on hand to guide you through the whole process.
Buying a property can be the biggest decision made in our lives. Let us help out with the stress this can cause.
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