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Speak to PMS for an initial consultation to assess your affordability and an indication of the type of borrowing available to you within the mortgage market.
A Term life insurance plan is the most basic farm of life insurance and is usually the cheapest way to insure your life. It covers you for a fixed period and pays out a one of lump sum if you die during the policy term. With some term insurance policies you can add additional options, for instance critical illness cover. If you do add on critical illness cover, the plan will pay out once on diagnosis of a qualifying critical illness or if you die during the term of the policy.
Insurance services are referred to a third party. Purley Mortgage Solutions is not responsible for the service received.
Who is it for?
This type of plan is designed for those who want to leave a lump sum in the event of their death within a specified time period whilst keeping the cost to a minimum. Term assurance can protect your family from the financial implications of a personal tragedy and is particularly important if you have young children or dependents. It can be used to cover a mortgage, other loan are to ensure that your family is protected from the effects of having to repay a debt after the main breadwinner has passed away.
As advisors we can help you find the plan that best meets your requirements. Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
Starting your protection journey with us:
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If your happy to go ahead PMS will book a full consultation either Zoom or face to face with your consultant. You will be given a mortgage approval in principle confirming your maximum borrowing and putting you in a very strong position when offering on a property.
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Once you have found a property we take care of everything else,
mortgage application, surveys, solicitors, searches and dealing
with any estate agents or developers on your behalf.
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Your dedicated case manager and your consultant will
be on hand to guide you through the whole process.
Buying a property can be the biggest decision made in our lives. Let us help out with the stress this can cause.
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