First time buyers

We help first-time buyers secure mortgages to get them onto the property ladder. Many banks and building societies offer specific rates and special incentives to first-time buyers.

We understand that buying your first property is sometimes a daunting step. It is also something that you want to proceed as smoothly as possible. E are here to make this process easier and take the hassle out of the process by hand holding our first time buyers through the process.

‘Your home may be repossessed if you do not keep up repayments on your mortgage’

Starting your mortgage journey with us:

1

Speak to PMS for an initial consultation to assess your affordability
and an indication of the type of borrowing available to you within the mortgage market.

2

If your happy to go ahead PMS will book a full consultation either Zoom or face to face with your consultant. You will be given a mortgage approval in principle confirming your maximum borrowing and putting you in a very strong position when offering on a property.

3

Once you have found a property we take care of everything else,
mortgage application, surveys, solicitors, searches and dealing
with any estate agents or developers on your behalf.

4

Your dedicated case manager and your consultant will
be on hand to guide you through the whole process.

Buying a property can be the biggest decision made in our lives. Let us help out with the stress this can cause.

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The Legal stuff...

Our charges are usually up to 1% of the loan i.e £1000 payable on a £100,000 loan.
Our typical fee is £479 when working on a fixed fee basis

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The guidance and/or advice contained in this website is subject to UK regulatory regime
and is therefore restricted to consumers based in the UK.

Purley Mortgage Solutions is a trading name of Prestige Enterprises Ltd registered in England & Wales at Airport House, Purley Way,
CR0 0XZ (number 07789788). Prestige Enterprises Ltd is an appointed representative of Primis Mortgage Network. Primis Mortgage Network is a trading name of First Complete Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 435779) for mortgage and non-investment insurance advice. The Financial Conduct Authority does not regulate some forms of Buy to Let.

To discuss your requirements please contact us by calling +44 (0)20 8668 6080 or email us on admin@pmsmortgages.com

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